Terms of Use
Rules for using the Cubic Financial Services website, including how our content should be used and important information about the general guidance provided on this site.
Last updated: 25 August 2026
These Terms of Use explain the rules for using the Cubic Financial Services website. By using our website, you agree to these terms. If you do not agree, please do not use the site.
Who we are
This website is operated by Wise Mortgages Ltd, trading as Cubic Financial Services.
- Registered office: 268 Bath Road, Slough, Berkshire, SL1 4DX
- Authorised and regulated by the Financial Conduct Authority (FCA), firm reference number 807885
- Contact: info@cubicfinancial.com, 01753 463993
For UK consumers only
The information and services on this website are intended for consumers based in the United Kingdom. They are subject to the UK regulatory regime. If you are outside the UK, the information may not be relevant to you.
The information on our site is not personal advice
The content on our website is provided for general information only. It does not take account of your individual circumstances and is not personal financial or mortgage advice. Personal advice is only given after we have discussed your situation and needs with you directly. You should not rely on the general information on this site to make a financial decision.
We take care to keep the information on our site accurate and up to date, but mortgage rates, lender criteria and rules change often. We do not promise that everything on the site is complete, accurate or current at all times.
Using our website
You may use our website for lawful purposes only. You agree not to:
- Use the site in any way that breaks the law or any regulation.
- Try to gain unauthorised access to the site, its server, or any connected system.
- Introduce viruses or other harmful material.
- Copy, republish or resell any part of the site without our permission, except as allowed below.
Our content and intellectual property
Unless we say otherwise, we own or are licensed to use all content on this website, including text, images, logos and design. You may view and print pages for your own personal, non-commercial use. You may not use our content for any other purpose without our written permission.
Links to other websites
Our website may contain links to other websites run by third parties, such as lenders, insurers or government sites. We provide these links for convenience only. We do not control those websites and are not responsible for their content, or for what they do with your information. A link does not mean we endorse that website.
Our responsibility to you
We do not exclude or limit our responsibility to you where it would be unlawful to do so. This includes responsibility for death or personal injury caused by our negligence, or for fraud.
Because the general information on our site is not personal advice, we are not responsible for any loss that results from you relying on that general information without speaking to us first. Nothing in these terms affects your rights under the FCA regulatory regime.
Complaints
If you are unhappy with our service, please contact us using the details above so we can try to put things right. If you remain unhappy, you may have the right to refer your complaint to the Financial Ombudsman Service, an independent service for settling disputes between financial businesses and their customers. You can find out more at financial-ombudsman.org.uk.
Changes to these terms
We may update these Terms of Use from time to time. The latest version will always be available on our website, with the “last updated” date shown at the top.
Governing law
These terms are governed by the law of England and Wales, and any disputes will be dealt with by the courts of England and Wales.
Contact us
If you have any questions about these Terms of Use, contact us at info@cubicfinancial.com or on 01753 463993, or write to us at 268 Bath Road, Slough, Berkshire, SL1 4DX.
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